How to Compare Quotes

Most travellers understand the importance of . Whether you are travelling domestically or internationally, having this type of insurance will protect you from unforeseen circumstances such as cancelled flights, lost baggage, and medical treatment.

Can you imagine getting into an accident abroad, with limited money and with no friend to turn to for help? It can be quite difficult but having proper insurance will help you get back on your feet without even putting a dent on your finances.

Now before you purchase a policy, it’s important that you compare packages from various insurance companies. Whilst people are made to believe that all insurance policies are the same, the truth is, they’re not. You need to check certain factors before making a decision, and it is also worth your while to compare so you will be able to find the best one for your needs.

Types of

Before you make a decision to purchase insurance policy, one of the first things you need to look into is the type of insurance you will get. Of course, you need to get one that’s suited for your particular travel in terms of destination, duration, number of people travelling, and age. You can choose European only, worldwide, annual multi-trip, single trip, backpackers, business travel, winter sports, adventure travel, and long stay. You also need to decide whether you’re getting individual, couple or family insurance for people below or over 65, as well as people below or over 75.

Rates

The next thing for you to consider is how much you are willing to pay for your policy. Insurance rates vary; you can get a policy for less than £2 and you can also get one for as much as £100, and it really depends on what type of insurance you’re getting as well as the coverage. To help you find the best , it’s always recommended that you compare quotes online. Doing so is easy, and you can get plenty of insurance quotes with just a few clicks.

Check the Insurance Company’s Reputation

Sometimes people are enticed to purchase the cheapest policy available without really bothering to check the reputation of the insurance company offering it. Don’t make that mistake. You may save money on your policy but how helpful will it be in case you lose your luggage or your flight home gets cancelled? You are better off purchasing insurance from a well established and trusted insurance company even if it will cost you a bit more. At the very least, getting from them will give you the peace of mind you need so you can enjoy your trip completely.

Single Trip Travel Insurance – Yes, You Will Need It!

A lot of people can’t afford to travel often, so they just take an occasional vacation whenever they can.  They may not think that they’ll need any type of insurance just for one occasional trip, but the truth is, they really do.  The idea of travel insurance may not even cross their minds at all, which is unfortunate because the benefits of having single trip travel insurance can really help them out in a variety of unfortunate situations.

If you are planning the vacation of the lifetime soon, then you need to make sure that you get a good, reliable single trip travel insurance plan.  Even though you may be thinking otherwise, you’ll really need it.  Even if your travel plans are outlined perfectly, there are a number of things that can go wrong. 

Any of the following could cost you a lot of money on your vacation if you don’t have any single trip travel insurance: unexpected delays, cancellations, emergency evacuations, medical expenses, loss of luggage, robbery, healthcare, etc.  Did you know, for example, that if your flight is cancelled, there’s a chance you may not receive a refund?  Likewise, what will you do if someone robs you and steals all your money during the middle of the vacation?

The medical and emergency problems are pretty obvious.  The world can be a dangerous place at times, and unexpected accidents can and do happen every single day.  Whether you like to think about it or not, there’s always the possibility that you could be involved in a horrible accident.  If you don’t have any single trip travel insurance to cover all the expenses for you, then you’re going to be paying thousands of dollars for a long time to come.

Planning for Overseas Holidays? What About ?

Holiday season is on the cards. So, are you going to travel abroad this time? If yes, then do not miss in any case. The rates have gone dirt cheap and you can easily get a good level of coverage at the payment of a few hundred rupees. Yes, that’s true.

Sample this: A plan of USD 50,000 for a trip to Australia, Belgium or Malaysia can be taken in just Rs 397. Royal Sundaram, India’s leading general insurance company, is providing this facility at such a low cost.

The rates of premium are more or less the same for several countries other than the United States (US) and Canada. But even for the US and Canada, you can get a plan of USD 50,000 in just Rs 600.

If you double the coverage to USD 1,00,000, you just need to pay Rs 150 extra. That’s the kind of benefit, general insurance companies are providing to you these days.

Thanks to the highly competitive yet healthy environment created by the Insurance Regulatory and Development Authority of India (IRDAI) that general insurance plans in India have become so affordable.

There was a time when travelling to foreign countries was so mind boggling. Many countries are notorious for theft and loot. People lose their luggage during the travel and end up facing several issues.

But with , you can easily secure yourself and your belongings. The peace of mind comes with a cost and that cost has gone negligible. So, why to ignore it and travel without insurance?

There are incidents wherein people have lost their laptops from their side. Recently, a sales director of a consulting company was travelling to Switzerland lost his bag carrying expensive camera, cash, etc. from the airport. That was truly shocking to him. The bag could not be traced by the airlines and the police, and he had to suffer a loss to the tune of Rs 1 lakh. Alas, he did not buy this time.

Every time, he bought and since nothing unfortunate happened, this time he decided to save some money and forget about insurance.

This can be tempting to a lot of people. But remember that unfortunate incidents do not come calling. You have to stay alert and conscious. There are many things, which are not under your control. Loss of baggage is one of those risks. Thus, it is advisable to take general insurance each time and every time. There should not be any second thought about it.

Especially, during the holiday season from March to September, airports deal with excessive number of people and things tend to go wrong. You may be lucky sometimes but even if something happens even a single time, then several times of what you saved by not buying can be lost in a few moments.

It is better to be pound wise and penny foolish, than the other way around. Isn’t it?

These days, all online travel portals offer you plans on buying tickets from them. But no worries, in case you skip buying it from them or buy through any other mode. You can buy plans online, in a few minutes. It is very easy and fast. You can even buy it at the last moment – at the airport or from within the cab while travelling to the airport.